Why This Industry is Changing Fast

We discuss the harsh financial reality facing new physical therapists: taking on $150,000 in student loans for an $85,000 starting salary. I break down how that debt compounds at 8% interest over 20 years and explore the disconnect between the calling narrative we're sold and the actual financial sustainability of the profession. While I love physical therapy and believe in its impact, I argue that passion and payment must coexist, and that demanding fair compensation isn't incompatible with believing in the profession's purpose in healthcare. This is crucial career advice for anyone considering physiotherapy.