Are you avoiding debt as a clinic owner or future practice buyer? In this episode of PT Breakfast Club, Jimmy, Dave, and Tony unpack the truth about using debt as a strategic lever — not a trap.
They also dive deep into the next evolution of patient intake using AI, behavioral data, and psychographics. Could AI understand your patients better than you do? Should we be replacing clipboards with custom-built data-driven profiles?
Whether you’re building a practice, buying one, or just trying to keep up with patient expectations — this is an episode you can’t skip.
💥 Featuring:
Jimmy McKay, PT, DPT
Dave Kittle | The Dave Kittle Show
Tony Maritato | Learn Medicare Billing
⏱️ Chapters / Timestamps:
00:00 – Intro & why we're talking about debt
02:00 – Is all debt bad? Or can PTs use it to grow?
08:00 – Buying a PT clinic with only 10% down
15:00 – Is a DPT degree still “good debt”?
21:30 – Real estate, cash flow & clinic growth strategies
28:00 – AI in patient intake: replacing clipboards with psychographics
35:00 – Why most PT forms ask all the wrong questions
42:00 – Should AI track what your patients really do?
48:00 – AI vs PT: Could it know your patient better than you?
55:00 – Using AI to ask for patient reviews (without being weird)
58:00 – Parting shots on mentorship, leverage, and sharing ideas
